Updated July 2026 · Refreshed Monthly

The best builder deals in Central Florida — in one place.

Rate buydowns into the 3s, five- and six-figure design credits, flex cash and $0-closing offers across Orlando, Clermont, Winter Garden, Davenport, Kissimmee, Minneola & Windermere. We track every builder so you don't have to.

3.75%lowest live builder rate*
$70Ktop design/savings offer*
12+builders tracked

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This month's most aggressive incentives

A snapshot of the strongest offers our agents are quoting right now. The full sheet covers 60+ builder/community combinations across all seven markets.

Rate buydown Cash / flex Design credit Combo deal
Builder / Community The deal Type Price from
Meritage
Twinwaters · Crosswinds & metro
Rates as low as 3.75% (4.734% APR) on select QMIs, plus a 4.99% 3/2/1 buydown option. Everything's Included, energy-efficient. Rate $330K
Ashton Woods
Horizon West, Hawks Run, Lake Cawood
1% below-market builder-paid rate plus up to $70,000 in total savings on select homesites. Combo $360K
Beazer
Vintner Reserve (Clermont) & metro
4.99% fixed (5.02% APR) plus up to $50,000 toward design options. Mortgage Choice lets lenders compete. Combo $330K
Starlight
Minneola & Central FL
1.99% first-year rate, or $0 down + 5.49% 30-yr fixed with down-payment assistance. Best first-time-buyer hook. Rate $300K
David Weekley
50th Anniversary · metro
Starting rate as low as 3.99% (5/1 ARM) on select QMIs closing by 6/30/26. $2K Hometown Heroes flex. Rate $400K
Mattamy
Legado & metro
Up to 6% in incentive with preferred lender, or half-off designer options up to $40K on build-to-order. Design $340K
Dream Finders
Serenade, Hills of Minneola, Palms
Summer Steals & Deals — 4.99% via builder forward commitment (gov't loans, primary) + flex cash. Closes 7/31. Rate $350K
KB Home
Built to Order · Kissimmee, Minneola
Buydown to 4.5–5.5% + $30–50K design credits + free smart home. Rate Float-Down protects you during build. Combo $330K
Pulte / Del Webb
Serenoa Lakes, Silverleaf, Royal Estates
4.99% (5.294% APR) via Pulte Mortgage; lock & close by 12/31/26. ~$50K incentive room per sale. Cash $360K
Lennar
Everything's Included · all markets
Own Your Dream 2026 + $0 closing costs on select Orlando homes. Weekly Hot-Home closeouts. Cash $300K
Bella Trae Realty · New-construction specialists for Central Florida.
Deals updated monthly. Represented by a Bella Trae agent, buyers keep full access to builder incentives at no cost.
Incentives shown are builder-published or agent-verified as of July 2026 and change frequently, often weekly. Rates, buydowns, credits, price points and deadlines vary by community, homesite, floor plan, lender and buyer qualification, and most require use of the builder's preferred lender and/or title company. APRs and payment examples are illustrative only and not a commitment to lend. This page is informational and is not an offer or guarantee of any specific rate, price or incentive. Verify all current terms directly with the builder's sales center. Equal Housing Opportunity.