Temples Crossing: New Townhomes in Davenport FL from the $270s by Starlight Homes (2026)

If you are shopping for new homes in Davenport FL and want a monthly payment that competes with rent, Temples Crossing deserves a serious look. This Starlight Homes townhome neighborhood sits just off US 17-92 in Polk County and pairs a practical 1,422-square-foot floor plan with something most builders charge extra for: a complete appliance package, washer and dryer included. As of September 2026, move-in ready homes here are listed from $274,990 with October delivery dates.

Quick Facts: Temples Crossing at a Glance

About Starlight Homes: The Value Brand With a Big Builder Behind It

Starlight Homes is the attainable-price brand of Ashton Woods, one of the largest privately held homebuilders in the country with more than 30 years in the business and a "Builder of the Year" nod from Builder & Developer Magazine. That matters to buyers at this price point, because you are getting entry-level pricing backed by a national builder's purchasing power, warranty structure and construction standards rather than a small operator's.

Starlight's entire model is built around first-time buyers. The company includes items that competitors treat as upgrades, and its sales process is geared toward people who have been renting and are not sure they can qualify. Ashton Woods and Starlight together report helping more than 50,000 families into homeownership.

Floor Plans & Pricing at Temples Crossing

Temples Crossing keeps things simple: every home in the community is built on the Cosmos plan. It is a two-story townhome with 1,422 square feet, three bedrooms, two and a half baths and a one-car garage.

You enter through a covered front porch into a foyer with the staircase in view. Off the foyer are the garage entry and a powder bath, and beyond that the kitchen, dining area and family room open into one another, with a door from the dining space to a private rear patio. Upstairs, the primary bedroom has its own bath and walk-in closet, two secondary bedrooms share a full bath, and a second-floor laundry room with a linen closet handles the chore nobody wants to carry downstairs.

Pricing on available homes runs $274,990 to $309,990 as of mid-September 2026, with to-be-built pricing on the Cosmos starting around $287,490. Starlight is also advertising a limited 4.99% FHA/VA fixed rate (5.27% APR) through its affiliated lenders for qualifying contracts written in September 2026, subject to credit score minimums and a funds pool that can run out. Pricing and incentives in new construction move monthly, so treat these as a snapshot and verify before you write an offer.

Amenities: What Comes With the Neighborhood

Temples Crossing is not a mega-amenity resort community, and it is not priced like one. What you get is a well-scoped package: a community pool with a shaded cabana, a playground, a lake, and large open green space for walking and letting kids run.

The bigger amenity story here is inside the home. Every Cosmos comes with granite countertops, stainless steel appliances, and a full appliance package that includes the refrigerator, range, microwave, dishwasher, and the washer and dryer. For a first-time buyer, that is easily $3,000 to $5,000 that does not have to come out of savings after closing. Homes are also built to an energy-efficient spec, which helps on Florida summer utility bills.

Location: Where Temples Crossing Sits

The community is located on Temples Crossing Boulevard near US 17-92, putting it within easy reach of both US 27 and I-4 - the two arteries that connect Davenport to Orlando, Lakeland and the theme park corridor. A Publix sits about 2.7 miles away, and Posner Park, with its Walmart Supercenter, Bealls, Burlington and restaurant cluster, is roughly 4.4 miles out.

For weekends, Walt Disney World, SeaWorld, Margaritaville Resort Orlando, Island H2O Water Park and Orlando Tree Trek Adventure Park are all a manageable drive west and north. Schools are in the Polk County system, with Loughman Oaks Elementary about 4 miles away and Ridge Community High about 4.3 miles. Be straightforward with yourself about school ratings here - Polk County campuses in this corridor score lower on GreatSchools than the Orange and Lake County schools you would find in Winter Garden or Clermont, so families should tour and confirm zoning before deciding.

What Makes Temples Crossing Stand Out

Among new build communities near Davenport, Temples Crossing competes on one thing above all: total move-in cost. A sub-$280,000 new townhome with appliances, a warranty and community amenities is genuinely hard to find in the Orlando metro in 2026, and it is a category where Davenport still beats Winter Garden and Clermont by a wide margin.

The trade-offs are real and worth naming. There is a single floor plan, so there is no upsizing within the community. The one-car garage and townhome format will not suit every household. And Polk County school ratings lag the Orange and Lake County alternatives. But for a first-time buyer, a downsizer, or an investor looking at a long-term rental in a high-growth corridor, the math is compelling.

Is Temples Crossing a Good Fit for First-Time Buyers?

For most buyers looking at new construction homes in Davenport FL under $300,000, yes. The included appliances, the builder incentive financing and the low entry price remove three of the biggest barriers renters face. Just budget beyond the mortgage: ask the sales team for the current HOA dues, whether a CDD assessment applies to your homesite, and what the estimated property tax bill looks like in the first full year after your homestead exemption is applied.

Thinking About Temples Crossing or Another Davenport Community?

Builder sales agents represent the builder - not you. Having your own REALTOR® walk the community, review the contract, compare incentives against competing communities and attend the final walkthrough costs you nothing and protects your interests at every step. I am happy to tour Temples Crossing with you or pull comparable homes for sale in Davenport FL so you can see how the numbers stack up.

Rebecca Hamaoui, REALTOR® | Bella Trae Realty | 📞 407-922-8986 | ✉ rebecca@bellatraerealty.com

Pricing, availability, incentives and specifications reflect publicly available builder information as of September 2026 and are subject to change without notice. Please verify all details directly with Starlight Homes.