Clermont 34711 or 34714? A November 2026 Neighborhood Guide

As of November 2026, Clermont's two main ZIP codes are priced about $49,000 apart at the median and are moving in opposite directions. Realtor.com's October 2026 data shows a median listing price of $479,000 in 34711, up 6.4% from October 2025, and $430,000 in 34714, down 4.9%. Buyers in 34714 are also writing more contracts: 128 listings were pending in October, up 38% from a year earlier, against 94 pending in 34711.

The short answer for most buyers: 34711 gives you downtown Clermont, Lake Minneola and the established hills for a higher entry price, while 34714 gives you more contract activity, a slightly lower price per square foot and a newer housing stock along the US 27 corridor. This guide from Bella Trae Realty lays out the October and September 2026 numbers for each ZIP and who each one tends to fit.

Clermont 34711 vs 34714 by the Numbers, October 2026

Realtor.com publishes monthly listing data by ZIP code. These are asking prices on active listings, not closed sales, so treat them as a read on what sellers are asking right now.

Source: Realtor.com Residential Listings Database, ZIP core metrics, October 2026.

Zillow's Home Value Index tells a steadier story than asking prices. The typical mid-range home value in September 2026 was $426,376 in 34711, down 1.4% from September 2025, and $408,919 in 34714, down 2.0%. The gap between the ZHVI and the 34711 listing median comes from the lakefront, acreage and larger custom homes that list in that ZIP and pull the asking median up.

For a ZIP-by-ZIP view of closed sales and days to sell, see our Clermont home prices November 2026 update.

Who 34711 Fits: Downtown, the Lakes and the Hills

34711 covers historic downtown Clermont, the Lake Minneola waterfront and the Clermont Chain of Lakes, and a wide stretch of the rolling hills that give Clermont its reputation as the place in Central Florida where you can see elevation. It also reaches south toward Kings Ridge and the golf communities along US 27.

Buyers who tend to land here:

• People who want to walk or bike to downtown restaurants, the waterfront park and the trail along Lake Minneola.
• Lakefront and lake-access buyers. Most of Clermont's Chain of Lakes frontage sits in this ZIP. Our boat and dock access guide covers what that costs.
• Buyers who want an established neighborhood with mature trees and a range of home ages, from older homes near downtown to 55+ and golf communities to the south. See our Clermont golf communities guide.

The tradeoff is price and pace. 34711 has the higher median, the larger average home and the longer median days on market at 80. Inventory is down 6.4% from a year ago, so the best-priced homes in popular pockets still go fast even though the overall ZIP is slow. About one listing in four had a price cut in October, which gives buyers room to negotiate on homes that have sat.

Who 34714 Fits: Newer Homes Along US 27

34714 runs south of the city along the US 27 corridor toward Four Corners. Much of the housing stock here is newer subdivision construction, and the area keeps adding homes. That shows up in the data: new listings rose 21.2% and active listings rose 17.9% from October 2025.

Buyers who tend to land here:

• First-time and move-up buyers who want a newer home with a lower price per square foot. At $219 a square foot, a 2,000 square foot home lists about $18,000 less than the same size at the 34711 median of $228.
• Commuters heading south and east toward US 192, Four Corners and the theme park side of the region.
• Buyers comparing resale homes against builder inventory. Our new build or resale negotiating guide covers how each contract works.

The surprise in 34714 is demand. Pending listings rose 38.4% from a year ago, and Realtor.com's pending ratio (pending listings divided by active listings) was 0.55 in 34714 against 0.28 in 34711. Buyers are going under contract in 34714 at about twice the rate of 34711 relative to supply. Days on market fell 12.8% year over year to 72. If you are shopping a well-priced 34714 resale, expect competition from other buyers who found the same value.

Monthly Payments and Rents in Each ZIP

Freddie Mac's Primary Mortgage Market Survey put the average 30-year fixed rate at 7.18% for the week of November 5, 2026. At that rate with 10% down, principal and interest alone come to about:

• $2,920 a month on the 34711 median listing price of $479,000
• $2,622 a month on the 34714 median listing price of $430,000

Property taxes, homeowners insurance, HOA or CDD fees and mortgage insurance come on top of that, and they vary a lot from one subdivision to the next. CDD assessments are common in newer Lake County communities, so ask for the exact figure before you write an offer.

On the rental side, Zillow's Observed Rent Index showed a typical asking rent of $1,984 a month in 34711 and $2,114 a month in 34714 for September 2026, both down about 1% from a year earlier. The newer, larger rentals in 34714 command the higher rent. For owners deciding whether to hold a Clermont home as a rental, our Clermont long-term rentals update goes deeper.

How to Choose Between 34711 and 34714

Start with the three questions that decide most Clermont searches:

1. Where do you drive every day? Downtown and the north side of 34711 sit closer to SR 50 and Florida's Turnpike. South 34714 sits closer to US 192 and Four Corners. Drive your commute at rush hour before you commit.
2. Do you want a lake, an older neighborhood or a newer home? Lake living and established streets point to 34711. Newer construction and a lower price per square foot point to 34714.
3. What is your full monthly number? A lower list price in a community with a CDD can end up close to a higher-priced home without one. Compare the full payment, not the sticker.

Schools are assigned by address within Lake County Schools, and assignments can change as new schools open. Check the district's school locator for any specific home before you rely on a zone.

Bella Trae Realty works with buyers and sellers across both ZIPs and can pull a current list of homes that match your budget, commute and lifestyle in each one. Contact Bella Trae Realty today to set up a Clermont search or a pricing review for your home.

Clermont Neighborhood FAQ

Is 34711 or 34714 cheaper in Clermont, FL?

34714 is cheaper on asking price. In October 2026, Realtor.com showed a median listing price of $430,000 in 34714 and $479,000 in 34711, with a median of $219 a square foot in 34714 against $228 in 34711.

Which Clermont ZIP code is selling faster in November 2026?

34714. Its median days on market was 72 in October 2026 against 80 in 34711, and its pending listings were up 38.4% from a year earlier, according to Realtor.com.

Where is downtown Clermont?

Historic downtown Clermont and the Lake Minneola waterfront are in ZIP 34711, along with much of the Clermont Chain of Lakes.

What does a home rent for in Clermont, FL?

Zillow's Observed Rent Index showed a typical asking rent of $1,984 a month in 34711 and $2,114 a month in 34714 for September 2026, both down about 1% from September 2025.

Are Clermont home values going up or down?

Slightly down. Zillow's Home Value Index for September 2026 put the typical home value at $426,376 in 34711, down 1.4% year over year, and $408,919 in 34714, down 2.0%.

Rebecca Redman-Hamaoui is the broker and owner of Bella Trae Realty, specializing in residential real estate sales and property management across Winter Garden, Windermere, Clermont, Davenport, and Kissimmee. Contact Bella Trae Realty at bellatraerealty.com for expert guidance.