Kissimmee FL Price Cuts by ZIP Code: November 2026 Market Update
Kissimmee listing prices are lower than a year ago in all seven ZIP codes we track. Realtor.com data for October 2026 shows median listing prices down between 2.8% and 7.0% year over year, from $278,900 in 34759 to $448,450 in 34747. Median days on market ran from 66 days in 34743 to 106 days in 34747.
Price cuts are common. Across the seven ZIP codes, 920 of 3,408 active listings had a price reduction in October 2026, and 630 listings were pending. In 34744, 24.7% of listings carried a cut, the highest share in Kissimmee.
Kissimmee Listing Prices by ZIP Code, October 2026
| ZIP code | Area | Median list price | Change vs Oct 2025 | Median days on market | Active listings |
|---|---|---|---|---|---|
| 34741 | Downtown and central Kissimmee | $305,000 | -3.9% | 86 | 228 |
| 34743 | Buenaventura Lakes and east Kissimmee | $349,995 | -2.8% | 66 | 116 |
| 34744 | East Kissimmee | $404,818 | -5.9% | 72 | 315 |
| 34746 | West Kissimmee and the US 192 corridor | $395,000 | -4.8% | 91 | 815 |
| 34747 | Reunion and resort areas near Disney | $448,450 | -6.6% | 106 | 1,208 |
| 34758 | Poinciana | $324,900 | -3.0% | 75 | 270 |
| 34759 | Poinciana (Polk County side) | $278,900 | -7.0% | 79 | 456 |
Source: Realtor.com Residential Data, ZIP code core metrics, October 2026.
Where Price Cuts Are Most Common in Kissimmee
The share of listings with a price reduction tells you where sellers are adjusting. In October 2026:
- 34744: 24.7% of listings reduced (112 listings)
- 34758: 21.7% reduced (100 listings)
- 34759: 21.5% reduced (148 listings)
- 34743: 20.9% reduced (36 listings)
- 34741: 20.7% reduced (68 listings)
- 34746: 18.1% reduced (204 listings)
- 34747: 15.9% reduced (252 listings)
34747 has the lowest share of cuts but the most supply, with 1,208 active listings and the longest median time on market at 106 days. Many of those homes sit in resort communities built for short-term rentals, where buyers weigh rental income before price.
Pending Sales Show Where Kissimmee Buyers Are Most Active
The pending ratio compares homes under contract with homes still for sale. A higher number means buyers are absorbing supply faster.
- 34758 (Poinciana): 0.38, with pending listings up 11.5% from October 2025
- 34743: 0.28
- 34744: 0.22
- 34759: 0.21, with pending listings down 36.8% year over year
- 34746: 0.20
- 34741: 0.15
- 34747: 0.11, with pending listings down 24.1% year over year
Poinciana in 34758 is the only Kissimmee ZIP where pending sales grew year over year in October 2026. Lower entry prices near $325,000 keep first-time buyers active there.
What a Kissimmee Home Costs Per Month at November 2026 Rates
Freddie Mac's Primary Mortgage Market Survey put the average 30-year fixed rate at 7.11% on November 12, 2026. With 10% down, principal and interest on a median-priced listing works out to about:
- 34759 at $278,900: $1,689 per month
- 34758 at $324,900: $1,967 per month
- 34746 at $395,000: $2,391 per month
- 34747 at $448,450: $2,715 per month
These figures leave out property taxes, insurance, HOA and CDD fees, which vary by community and can add several hundred dollars a month in Osceola County.
What This Means for Kissimmee Buyers and Sellers
Buyers have room to ask for seller credits toward closing costs or a rate buydown, especially on listings past the ZIP's median days on market. A home in 34746 listed for more than 91 days is a good candidate for a firm offer below asking.
Sellers in 34744, 34758 and 34759 face the most competition from reduced listings. Pricing at or just under recent comparable sales in the first two weeks usually beats a later cut. Bella Trae Realty pulls the closed sales in your subdivision before you list so the first price is the right one.
If you own a Kissimmee rental or a resort home in 34747, our property management team handles long-term and vacation rentals and can run the rent numbers for you before you decide to sell or hold.
Contact Bella Trae Realty today for a price check on any Kissimmee home or a list of reduced listings in your target ZIP code.
Frequently Asked Questions
Are home prices falling in Kissimmee FL in November 2026?
Listing prices are lower than a year ago. Realtor.com data for October 2026 shows median listing prices down 2.8% to 7.0% year over year across Kissimmee's seven ZIP codes.
Which Kissimmee ZIP code has the most price cuts?
34744 had the highest share of reduced listings in October 2026 at 24.7%. 34747 had the most reduced listings by count, 252, because it has the most homes for sale.
How long does it take to sell a home in Kissimmee?
Median days on market in October 2026 ranged from 66 days in 34743 to 106 days in 34747, according to Realtor.com.
What is the cheapest ZIP code to buy a home in Kissimmee?
34759, on the Polk County side of Poinciana, had the lowest median listing price at $278,900 in October 2026.
Is it a good time to buy a home in Kissimmee?
Buyers have more negotiating room than a year ago, with about one in five listings reduced in most ZIP codes. At a 7.11% average rate, a median-priced home in 34758 runs about $1,967 a month in principal and interest with 10% down.
Rebecca Redman-Hamaoui is the broker and owner of Bella Trae Realty, specializing in residential real estate sales and property management across Winter Garden, Windermere, Clermont, Davenport, and Kissimmee. Contact Bella Trae Realty at bellatraerealty.com for expert guidance.
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